If you’ve ever considered applying for a REDcard (Target’s debit/credit card) then now is the time! They are currently having a promotion where you can receive a coupon for $50 off a $100 purchase whenever you are approved for a REDcard. Yes, you read that right. How often do you get a coupon that allows you to take 50% off your purchase of whatever you want? A coupon like that is VERY rare.
There are a lot of people (including myself) that feel uneasy with applying for store credit cards most of the time, but this one isn’t limited to a credit card! You can receive the coupon even if you open a REDcard debit card.
What makes the REDcard so great? Multiple things!
- There’s no annual fee.
- You automatically get 5% off your purchases (online and in-store every day)
- You automatically get a 5% discount at in-store Starbucks
- Early access to special products and deals
- Free 2 day shipping on most items (no minimum!)
- Extended returns (you get an extra 30 days to return an item)
If you’re someone who is at Target a lot, there are tons of benefits. If you’re someone like me who doesn’t go as much, you could keep the card for online purchases. Many times there are Target coupon deals that can be done online. Use your REDcard to get free shipping. That way, it’s almost as if you bought it at the store – but you don’t have to leave your home. And, as with every credit card, if you pay it off in full each month, you don’t have to worry about the interest rate.
The $50 off $100 coupon promotion ends September 28th. So if you decide that you want to get a REDcard, get it before that date.